Take Charge of Your Money So You Can Get Out of Debt, Fix Your Credit and Live Your Financial Dreams

The time to embrace a future unburdened by debt is now...

Build wealth, not debt... your financial journey starts here...

It's time to get your finances on track - not just for a month or two, but for a lifetime. Get realistic, no fluff strategies so you can: 

  • Pay off your debt and still LIVE
  • Increase your credit score - YOURSELF!
  • Cover your fun/sport activities (or the kids') without strain
  • Save for a home, vacation or dream purchase
  • Create budget habits you can stick to this time
  • Know where your money is going each pay
  • Save more money and build real wealth
  • Pay off your debt and still LIVE
  • Increase your credit score - YOURSELF!
  • Cover your fun/sport activities (or the kids') without strain
  • Save for a home, vacation or dream purchase
  • Create budget habits you can stick to this time
  • Know where your money is going each pay
  • Save more money and build real wealth

Maximize Your Money's Potential

Are you tired of watching your hard-earned paycheck vanish before the next payday, leaving you scrambling to cover basic expenses? Does the weight of mounting debt keep you up at night, with interest charges eating away at your future? 

Or perhaps you're doing okay financially, but you know you could be doing better – saving more, investing wisely, and truly maximizing your money's potential?

All of these reasons and more are exactly why I created the #MoneyChat™ Masterclass.

It's Time To Make Your Money Work For You

Think about it - you get up and go to work every day; you should be able to enjoy your money right? Is that too much to ask?

NOPE, IT'S NOT, but we all know that often it just doesn’t work out that way.

WHY NOT? Well, take your pick…. 

  • You make good money, but don't have a solid plan for it
  • Stuff just keeps coming up that eats up your extra cash: unexpected bills, the car, the house, the family, … eh…
  • As a single parent, you want to make sure your kids have what they need
  • You love your mate but your money personalities are so different, you can’t get on the same page
  • You don’t really understand money stuff – saving, investing, being debt free – you wonder where to get started… we’ve got you!
  • You make good money, but don't have a solid plan for it
  • Stuff just keeps coming up that eats up your extra cash: unexpected bills, the car, the house, the family, … eh…
  • As a single parent, you want to make sure your kids have what they need
  • You love your mate but your money personalities are so different, you can’t get on the same page
  • You don’t really understand money stuff – saving, investing, being debt free – you wonder where to get started… we’ve got you!

BUT THAT ALL STOPS TODAY! THAT’S RIGHT - NOW! 

If you are ready to get out of debt, save more, improve your credit and still be able to shop, vacation and live - then you are ready...

Meet Your Coach - Dorethia 

Hey there! I'm Dorethia, and I've dedicated my life to empowering people to escape debt, boost their savings, and build wealth. As a former broke, single-mother, I know firsthand the struggles of living from paycheck-to-paycheck. Determined to change my financial situation, I transformed my mindset and approach to money management, allowing me to live a life of comfort and abundance.
Many believe that simply earning more will solve their financial problems. However, the real key is learning to manage what you have effectively. Sounds easy enough  - but it's not unless you have a solid plan.  It's time to build wealth for ourselves, our families, and our communities. The foundation? Strategic financial management. 
Ready to transform your financial future? Let's make it happen!
Hey there! I'm Dorethia, and I've dedicated my life to empowering people to escape debt, boost their savings, and build wealth. As a former broke, single-mother, I know firsthand the struggles of living from paycheck-to-paycheck. Determined to change my financial situation, I transformed my mindset and approach to money management, allowing me to live a life of comfort and abundance.
Many believe that simply earning more will solve their financial problems. However, the real key is learning to manage what you have effectively. Sounds easy enough  - but it's not unless you have a solid plan.  It's time to build wealth for ourselves, our families, and our communities. The foundation? Strategic financial management. 
Ready to transform your financial future? Let's make it happen!
I was able to efficiently allocate my money and pay off a private student loan, increase my credit score into the 700's club and maintain a monthly budget. I can’t thank you enough! 
-Valencia

I was able to efficiently allocate my money and pay off a private student loan, increase my credit score into the 700's club and maintain a monthly budget. I can’t thank you enough! 
-Valencia

What’s Inside #MoneyChat™ Masterclass:

5-LIVE Weekly Training Sessions with Q/A 
#MoneyChat™ MasterClass Guide to Follow Along 
Weekly #MoneyChat™ Mindset Strategies
Credit Report Email Dispute Templates to Fix Errors
#MoneyChat™ Community 
for Valuable Resources
Additional BONUSES Valued at over $1,059

Your #MoneyChat™ Masterclass Journey

Week 1: Take Charge!

Lesson 1: Let’s Get It Started! 

That’s right good people, it’s time to do the math. Let’s plug and play those numbers to see where you are spending, why you are spending… the good, the bad, the ugly! 

Lesson 2: Get Your Money Up!

Let’s talk about increasing your income and creative ways to make it happen. There are a lot of options – even for people on fixed incomes who need something they can do at home!

Week 2: Stackin' Cash

Lesson 3: Operation Save – Let’s stack some cash!

Don’t think you have enough money to save? You do, we will outline the HOW! Saving, but not as much as you want? No worries, we’ll show you how to accelerate your saving without having to think about it!

Week 3: Dump debt + Fix Your FICO

Lesson 4: Dump Your Debt

The title says it all, we are slaying that debt dragon, while still being able to live and ENJOY our money! 

Lesson 5: Fix Your FICO – Be Your Own Credit Counselor

You don’t need anyone else to fix your credit but the person on the other end of that selfie! You my friend will be empowered to be your own credit counselor!

Week 4: Legacy

Lesson 6: Family & Money 

Everyone sigh… touchy subject! All kinds of family history, guilt, and enabling comes into play. We will break it all down in addition to giving you strategies to help those family members who are doing positive things and need a leg up.  

Lesson 7: Insurance – Life Insurance, Car Insurance, Renters Insurance

What type do you need, how much do you need when do you need it? Does everyone REALLY need life insurance? – what you need and why you need it and most important – how to afford it!

Week 5: Financial LIFE Plan

Financial Life Planning + CELEBRATE/Certificates/Prizes

We plan for everything in our lives it seems … except our FINANCIAL LIFE. We’ll talk about how to plan your future and you’ll get a Financial Life Planner to make sure you stay on track with your goals.

PLUS JOIN TODAY AND YOU GET THESE BONUSES VALUED AT $1,059:

Couples + Money Session Valued - at $497
For Married, Engaged and um…er… “It’s Complicated” folks. How do you combine your money, should you even? How to cut down money arguments. What to do if you are both spenders! A great session for singles as well to be prepared! 
Couples + Money Session Valued - at $497
For Married, Engaged and um…er… “It’s Complicated” folks. How do you combine your money, should you even? How to cut down money arguments. What to do if you are both spenders! A great session for singles as well to be prepared! 
Career Re-Set: Valued at - $497
Your career and your money are closely aligned Let’s talk about how to make sure you negotiate the salary you deserve, how to ask for a raise or promotion and when to jump ship... The higher you start the better and the days of just getting 3% increases for 5 years are played out!
Career Re-Set: Valued at - $497
Your career and your money are closely aligned Let’s talk about how to make sure you negotiate the salary you deserve, how to ask for a raise or promotion and when to jump ship... The higher you start the better and the days of just getting 3% increases for 5 years are played out!
#MoneyChat Gift Box Valued at $65+
Elevate your financial journey with our exclusive bonus:
  • Signed copy of #MoneyChat Book
  • ​Essential tools to supercharge your finances such as budget planner, wallet, affirmation cards and more.
*Items shown while supplies last, replacements at the same value. 
*Shipped upon completion of program
#MoneyChat Gift Box Valued at $65+
Elevate your financial journey with our exclusive bonus:
  • Signed copy of #MoneyChat Book
  • ​Essential tools to supercharge your finances such as budget planner, wallet, affirmation cards and more.
*Items shown while supplies last, replacements at the same value. 
*Shipped upon completion of program
Week 1: Take Charge!

Lesson 1: Let’s Get It Started! 

That’s right good people, it’s time to do the math. Let’s plug and play those numbers to see where you are spending, why you are spending… the good, the bad, the ugly! 

Lesson 2: Get Your Money Up!

Let’s talk about increasing your income and creative ways to make it happen. There are a lot of options – even for people on fixed incomes who need something they can do at home!

Week 2: Stackin' Cash

Lesson 3: Operation Save – Let’s stack some cash!

Don’t think you have enough money to save? You do, we will outline the HOW! Saving, but not as much as you want? No worries, we’ll show you how to accelerate your saving without having to think about it!

Week 3: Dump debt + Fix Your FICO

Lesson 4: Dump Your Debt

The title says it all, we are slaying that debt dragon, while still being able to live and ENJOY our money! 

Lesson 5: Fix Your FICO – Be Your Own Credit Counselor

You don’t need anyone else to fix your credit but the person on the other end of that selfie! You my friend will be empowered to be your own credit counselor!

Week 4: Legacy

Lesson 6: Family & Money 

Everyone sigh… touchy subject! All kinds of family history, guilt, and enabling comes into play. We will break it all down in addition to giving you strategies to help those family members who are doing positive things and need a leg up.  

Lesson 7: Insurance – Life Insurance, Car Insurance, Renters Insurance

What type do you need, how much do you need when do you need it? Does everyone REALLY need life insurance? – what you need and why you need it and most important – how to afford it!

Week 5: Financial LIFE Plan

Financial Life Planning + CELEBRATE/Certificates/Prizes

We plan for everything in our lives it seems … except our FINANCIAL LIFE. We’ll talk about how to plan your future and you’ll get a Financial Life Planner to make sure you stay on track with your goals.

PLUS JOIN TODAY AND YOU GET THESE BONUSES VALUED AT $1,059:

Couples + Money Session Valued - at $497
For Married, Engaged and um…er… “It’s Complicated” folks. How do you combine your money, should you even? How to cut down money arguments. What to do if you are both spenders! A great session for singles as well to be prepared! 
Career Re-Set: Valued at - $497
Your career and your money are closely aligned Let’s talk about how to make sure you negotiate the salary you deserve, how to ask for a raise or promotion and when to jump ship... The higher you start the better and the days of just getting 3% increases for 5 years are played out!
#MoneyChat Gift Box Valued at $65+
Elevate your financial journey with our exclusive bonus:
  • Signed copy of #MoneyChat Book
  • ​Essential tools to supercharge your finances such as budget planner, wallet, affirmation cards and more.
*Items shown while supplies last, replacements at the same value. 
*Shipped upon completion of program
My husband and I had more than $400,000 in debt including two homes we didn't even live in anymore. The expertise and motivation Dorethia and #MoneyChat provided was a huge help in getting us out of debt, building wealth, and spending on what's important to us. 
-Elizabeth
My husband and I had more than $400,000 in debt including two homes we didn't even live in anymore. The expertise and motivation Dorethia and #MoneyChat provided was a huge help in getting us out of debt, building wealth, and spending on what's important to us. 
-Elizabeth

Wonder What Your Financial Future Could Look Like?

I felt empowered with the knowledge and tools to take control of my financial future. The tools, techniques, and strategies I acquired have been instrumental in helping me manage my finances better than just mentally keeping track. I’ve been able to save more and enjoy my income.
-T. Ford, Manager

Normally $997

Now only $497

2 payments of $297

While the Value of the #MoneyChat™ Masterclass and all the Amazing Bonuses is well over $2,000

Your Investment is ONLY $497...

2 Easy payments of
$
297


  • 5-LIVE Weekly Training Sessions with Q/A
  • Weekly #MoneyChat Mindset Strategies
  • #MoneyChat Masterclass Guide to Follow Along
  • Credit Report Dispute Email Templates Correct Errors
  • #MoneyChat Masterclass Guide to Follow Along
  • Bonus Bundle Valued at $1,059
  • BONUS 1: Couples + Money Session (Valued - $497)
  • BONUS 2: Career Reset: (Value - $497)
  • BONUS 3: #MoneyChat Gift Box (Value $65)
Most popular - I'm All In
$
497

Best Value Single Payment Option
  • 5-LIVE Weekly Training Sessions with Q/A
  • Weekly #MoneyChat Mindset Strategies
  • #MoneyChat Masterclass Guide to Follow Along
  • Credit Report Dispute Email Templates Correct Errors
  • #MoneyChat Masterclass Guide to Follow Along
  • Bonus Bundle Valued at $1,059
  • BONUS 1: Couples + Money Session (Valued - $497)
  • BONUS 2: Career Reset: (Value - $497)
  • BONUS 3: #MoneyChat Gift Box (Value $65)

LOVE IT Or Your Money Back

I have no doubt you will get more than you expect out of this program. It will definitely transform your financial life. So much so, that if you discover it's not a fit within 14 days, you get your money back - no questions asked! 

FAQ

01. What is the lesson schedule?

There is one live session per week. Each session is 60 minutes long and includes a Q&A segment. Sessions are held every Thursday at 12p noon ET - lunch time so your evenings are free.

02. What if I miss a session?

No worries, all session recordings will be live in your private community so you can watch the replay. You can ask any questions within the community as well and my team and I will answer. 

03. Who is the program for?

#MoneyChat™ is all about meeting you where you are. It’s perfect for many financial situations including but not limited to those who:
  Are on a good financial path, but need fine-tuning and want accountability. You may have some questions about next steps and want an experts insight.
  May be finding themselves in a constant financial emergency or paycheck-to-paycheck living regardless of income and need strategy on how to get out of the hole. 
  Want to know how to manage your money themselves for a lifetime and build generational wealth.

04. What if I don’t have enough money to manage?

No worries, that’s why we talk about practical, real strategies to increase your income. No fluff and definitely no judgment.

What Past #MoneyChat™ Masterclass Students Say...

The #MoneyChat™ MasterClass changed my life, thank you so much. Our credit scores increased dramatically. We moved to a nicer neighborhood and turned our former home into an income property. We now have money left over after paying all bills on time every month – a huge relief!
-Marq
The #MoneyChat™ MasterClass changed my life, thank you so much. Our credit scores increased dramatically. We moved to a nicer neighborhood and turned our former home into an income property. We now have money left over after paying all bills on time every month – a huge relief!
-Marq
Talking about money, finances, and foibles can oftentimes be embarrassing & overwhelming. Yet, Dorethia's direct, insightful and witty approach allayed my fears and allowed me to participate with full transparency. As a result, I have corrected bad financial habits & adopted new ones with confidence. 
-Audra
I have no doubt you will get more than you expect out of this program. It will definitely transform your financial life. So much so, that if you discover it's not a fit within 14 days, you get your money back - no questions asked! 

Normally $997

Now only $497

2 payments of $297

Meet Your Coach - Dorethia Kelly

Dorethia R. Kelly, MBA, is a nationally-recognized and award-winning financial expert and coach, specializing in helping ordinary people conquer their worst fears on the way to becoming debt free and financially independent. She is a personal finance and business coach, author, and CEO of #MoneyChat®. 

Known for her charismatic, no-nonsense personality, Dorethia empowers people to reach their financial, entrepreneurial, and career goals with her coaching, keynotes, and online programs. A vibrant personality who takes the shame out of money convos, Dorethia explains financial terminology and complex financial concepts in easy-to-understand language—directing you each step of the way as you build a workable financial plan that guides you through every stage of life.

Dorethia’s financial advice has been featured on Black Enterprise, CNBC, U.S. News, USA Today, Experian, and more.

Will You Join Me To Make Your Financial Dreams A Reality?

Join #MoneyChat MasterClass™ Today and Begin Your Journey to Financial Freedom.
5 Live Weekly Training Sessions with Q/A
  • Week 1 Take Charge: Learning how to manage our money properly and how to increase it
  • Week 2 Stackin’ Cash: That’s right, we learn the key principles of saving strategically
  • ​Week 3 Dump Debt + Fix Your FICO: Debt and credit are glued at the hip, so let’s take care of them both and get your score up!
  • ​Week 4 Legacy: How do we ensure our children and/or those in our circle of friends and family also understand financial freedom? Let’s teach them to fish and avoid enabling. Let’s break down the various options for insurance that won’t break the bank as well.
  • Week 5 Your Financial Life Plan: We plan for everything else in life right? Why not our finances. Walk away with your plan in tact to stay on track with your goals.
PLUS
  • #MoneyChat MasterClass Guide to follow along
  • Private #MoneyChat MasterClass Community to share wins and questions
  • ​Credit Report Email Dispute Templates to Fix Errors
  • ​Weekly #MoneyChat Mindset Moments to empower you to maintain your focus
PLUS BONUS BUNDLE (VALUE - $1,059)
  • Couples + Money Session (Valued at $497)
  • Career Re-Set: (Valued at $497)
  • ​#MoneyChat Gift Box (Valued at $65*)
#MoneyChat™ Masterclass Is Valued At Over $2,000 
Secure Your Financial Success Blueprint Today For Just....
2 Easy payments of
$
297


  • 5-LIVE Weekly Training Sessions with Q/A
  • Weekly #MoneyChat Mindset Strategies
  • #MoneyChat Masterclass Guide to Follow Along
  • Credit Report Dispute Email Templates Correct Errors
  • #MoneyChat Masterclass Guide to Follow Along
  • Bonus Bundle Valued at $1,059
  • BONUS 1: Couples + Money Session (Valued - $497)
  • BONUS 2: Career Reset: (Value - $497)
  • BONUS 3: #MoneyChat Gift Box (Value $65)
Most popular - I'm All In
$
497

Best Value Single Payment Option
  • 5-LIVE Weekly Training Sessions with Q/A
  • Weekly #MoneyChat Mindset Strategies
  • #MoneyChat Masterclass Guide to Follow Along
  • Credit Report Dispute Email Templates Correct Errors
  • #MoneyChat Masterclass Guide to Follow Along
  • Bonus Bundle Valued at $1,059
  • BONUS 1: Couples + Money Session (Valued - $497)
  • BONUS 2: Career Reset: (Value - $497)
  • BONUS 3: #MoneyChat Gift Box (Value $65)

LOVE IT Or Your Money Back

I have no doubt you will get more than you expect out of this program. It will definitely transform your financial life. So much so, that if you discover it's not a fit within 14 days, you get your money back - no questions asked! 
Working with Dorethia through the #MoneyChat™ Masterclass connected all the “information” dots for me and gave me applicable tools to apply in my everyday life and my finances as a whole. I was encouraged with hope and the belief that my situation could change for the better and I am much further along than ever. 
-K. Harris, Executive Assistant

Working with Dorethia through the #MoneyChat™ Masterclass connected all the “information” dots for me and gave me applicable tools to apply in my everyday life and my finances as a whole. I was encouraged with hope and the belief that my situation could change for the better and I am much further along than ever. 
-K. Harris, Executive Assistant