and get all your FREE bonuses now!
Personal Finance
#MoneyChat Crypto 101
Read Post
Personal Finance
Everything You Need to Know About Budgeting
… like, for real, literally EVERYTHING
Read Post
Entrepreneurship
Everything You Need to Know About Starting a Business
Read Post
Hi. I’m Dorethia.
I started teaching people about money as part of my own financial freedom journey as a single mom and never looked back.
As Featured In
Personal Finance
End-of-Year Financial Checklist
As the year winds down, it's the perfect time to reflect on your financial progress and lay the groundwork for the year ahead. An end-of-year financial checklist can be incredibly helpful for organizing your finances, identifying areas for...
Best Balance Transfer and Personal Loan Tips
We have a treat for you…Dorethia has been featured as a financial expert in partnership with MoneyGeek! MoneyGeek is a trusted online resource that helps consumers make smarter financial decisions with expert-backed advice on personal finance...
What Are Bonds and Should You Invest in Them?
If you’re looking to diversify your investment portfolio, you’ve likely come across the term “bonds.” But what exactly are they, and are they worth considering as part of your investment strategy? Let's break down what bonds are, explore the types...
Have You Been Doom Spending? Here’s How to Stop
In today's fast-paced world, financial anxiety is all too common, especially among hardworking adults. The economy has been shaky these past few years, interest rates have been all over the place, and you've probably had to do a double-take when...
Need to Increase Your Credit Score? Try This
Your credit score can open doors to financial opportunities or shut them firmly. According to a NerdWallet survey, four out of five Americans are trying to improve their credit score and at least 43% say their credit score has negatively impacted...
Budgeting for Summer Fun: What’s the Right Amount?
Summer is here and this season often brings the promise of warm days, vacations, local festivals, and other fun activities. For most people, the summer season lasts through the first or second week of September so there's still plenty of time to...
Entrepreneurship
Business Owners: How to File Your BOI For Free
Important Update: As per usual the government has a right hand, left hand problem and are battling it out in court about this issue. On December 3rd, this required BOI filing was ruled unconstitutional by a U.S. District Court in Texas. You can choose to voluntarily disclose so you can be done...
5 Legitimate Passive Business Ideas
by Chonce Maddox
If you’ve read books like The Four Hour Work Week, the $100 Startup, or Rich Dad Poor Dad, you may know a little something about passive income. It does sound nice to be able to make money without your direct involvement or perhaps even during your sleep.
How to Work on Your Business While Maintaining Your 9-5 Job
Balancing a full-time job while building your own business can feel like juggling two demanding roles at once. It's no small feat, but with the right strategies, it's entirely possible to work on your business with a full-time job or grow your side hustle into something bigger without sacrificing...
Join Me at the 2024 Detroit Digital Empowerment Summit!
Looking to start or grow a business? I have some exciting news! If you're in the Detroit area or planning to visit this weekend, I’m thrilled to announce that I’ll be speaking at this year’s Detroit Digital Empowerment Summit, where local entrepreneurs come together to share ideas, learn, and...
10 Best Ecommerce Business Ideas For 2024
Ecommerce, short for electronic commerce, is the buying and selling of goods and services through the internet. Ecommerce works by utilizing a combination of website design, marketing strategies, and logistics to attract customers and fulfill orders. The ecommerce industry is a rapidly evolving...
What AI & ChatGPT Can’t Do
AI is here to stay, and it’s a pretty amazing tool! I know everyone has their own opinion, but I want business owners and entrepreneurs to start out with a clear understanding of what AI can and can’t do. So let’s talk about it. I’ve been using AI for about two years now and I love how it helps...
Watch & Subscribe
Career vs. Entrepreneurship
The Best Of
Real Ways to Pay Your Mortgage Off Early
While homeownership is a dream for most people, the true American Dream means not having a mortgage or massive debt hanging over your hear. These 6 real ways to pay your mortgage off early will help you reach true financial independence.
I Hounded My Kids to Apply for Scholarships — Why You Should Too | GOBankingRates
When my kids were planning for college, I struggled to get them to apply for scholarships. I sat on scholarship committees, so I thought it was a no-brainer that they would listen to me but — nope. It was like pulling teeth and often ended in frustration for both of us.
We Were Shocked by the Cost of this Home Improvement | Go Banking Rates
When I bought my first home — the one I would live in for 14 years — it was small, just under 1,000 square feet, and there were hardwood floors throughout. At one point, I decided to carpet two of the rooms. They weren’t that big, so it didn’t cost that much. No big deal. Cut to my current home, in which every room needed new carpet. I was thinking, “No problem — shouldn’t be too bad.” I was adamant about putting in carpet throughout the house. I called several places and ended up going with the popular place we had seen a million commercials and billboards for over the years.
Hi. I’m Dorethia & I’m the founder of #MoneyChat.
I love teaching people about money and entrepreneurship. I believe in living life out loud and in living color and strive to do just that. If there’s music on… I’m definitely dancing. I absolutely love people – if you cry, I cry… when you celebrate, I’m cheering you on!
Now here’s the official stuff.
Award-winning Financial Expert Dorethia Kelly, is a Personal Finance and Business Coach, Author and CEO of #MoneyChat®. She is also the CEO of Work • Space • Spark™, a career growth and office décor subscription box.
Known for her charismatic, no-nonsense personality, Dorethia empowers people to reach their financial, entrepreneurial and career goals with her coaching, keynotes and online courses.
Dorethia has been featured in various national media, including CNBC, Black Enterprise, U.S. News, USA Today and Experian. Connect with @DorethiaKelly online and visit dorethiakelly.com & workspacespark.com.
Follow Dorethia
Everywhere 🙂
5K
10K
6K
