6 Alternatives to Payday Loans

6 Alternatives to Payday Loans

Struggling under the weight of unexpected bills, or simply finding it hard to make ends meet between paychecks can be a source of immense stress? In these moments, payday loans may seem like an attractive solution to offer quick financial relief. But don't fall for...

How to Lower Your Car Insurance Premiums

How to Lower Your Car Insurance Premiums

Car insurance premiums can add up, but coverage is often required in most states. Depending on your state, you'll need to have a certain amount of liability insurance at minimum. This provides coverage to pay for the other person's vehicle or medical expenses if you...

5 Banking Fees You Should Avoid Paying

5 Banking Fees You Should Avoid Paying

Did you know that 1 in 4 Americans with a checking account are paying banking fees costing an average of $24 per month? That's $288 per year which may not seem like much, but it's actually a lot to spend on fees. This money could probably be best used elsewhere in...

4 Best Ways to File Your Taxes Online

4 Best Ways to File Your Taxes Online

As an adult, filing your taxes can be a stressful experience. As a result, some people opt to outsource the job to professionals or use tax preparation software. But if you're looking for a more convenient–and less expensive–solution, consider filing your taxes...

The Debt-to-Income Ratio Calculation

The Debt-to-Income Ratio Calculation

When you apply for a new loan, the lender looks at a few major factors to decide if you’re a good candidate. The first is your credit score and the second is your debt-to-income ratio (DTI). Your DTI tells lenders if you can afford the loan. If it’s too high, you’re...

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5 Financial Things Those Age 18 to 25 Need to Do NOW!

It seems like the 18 to 25 age group is often excluded when we talk about securing our financial futures. Everyone believes they have TIME to do certain things, such as getting a legal Will drawn up. Oftentimes, this age group simply has not been educated on the...

9 Meaningful College Graduate Gift Ideas

Graduating from college is a monumental milestone that deserves to be celebrated. After years of dedication and hard work, the graduate in your life is about to step into a new chapter, and a thoughtful gift can both commemorate their achievement and prepare them for...

6 Alternatives to Payday Loans

Struggling under the weight of unexpected bills, or simply finding it hard to make ends meet between paychecks can be a source of immense stress? In these moments, payday loans may seem like an attractive solution to offer quick financial relief. But don't fall for...