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When you apply for a new loan, the lender looks at a few major factors to decide if you’re a good candidate. The first is your credit score and the second is your debt-to-income ratio (DTI). Your DTI tells lenders if you can afford the loan. If it’s too high, you’re...
Want to free up more money in your budget to pay off debt? Here are 6 easy ways to lower your expenses in order to put more money toward debt.
We’ve been hearing since last year that a recession is coming. Things seem good though. There are more jobs and people are spending money. Recession, smession! Well, recessions generally follow the good times. It’s that up and down roller coaster ride our economy is constantly on!
Hello #MoneyChat’ers! I’m so happy to be sharing my personal finance expertise with you all. One of the biggest financial issues that people have trouble dealing with is managing and paying off debt. I know all too well because I’ve been there and found a way to break...
I started teaching people about money as part of my own financial freedom journey as a single mom and never looked back.
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Effective budgeting is a key aspect of financial health. Whether you're saving for a rainy day, a dream vacation, or that new home, managing your money is crucial. But as the world of personal finance evolves, new trends and tools emerge, offering a fresh take on how...
Graduating from college is a monumental milestone that deserves to be celebrated. After years of dedication and hard work, the graduate in your life is about to step into a new chapter, and a thoughtful gift can both commemorate their achievement and prepare them for...
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