by Dorethia Kelly | Jul 9, 2025 | Personal Finance, Home Ownership
When your rent increases, it’s easy to feel blindsided—and even more tempted to pack up and move. One of my Money Chat community members recently asked, “My landlord raised the rent by $100. I’ve been a loyal tenant, and I’m sick of this. Should I move?” Whew. I’ve...
by Dorethia Kelly | Feb 19, 2025 | Business Planning, Entrepreneurship
Quitting your 9 to 5 job can be exciting and scary at the same time. You’re giving up something secure for a business that may or may not succeed. It’s a gamble, but it’s a gamble millions of people take every day. While the thought of leaving behind a stressful or...
by Dorethia Kelly | Jun 16, 2024 | Budgeting, Personal Finance
When you think of a healthy lifestyle, you likely think of what you eat, how much you exercise, or how you feel. Many people forget about how their finances affect their health too. The wrong decisions can affect your mental and physical health, and even cause... by Dorethia Kelly | May 30, 2023 | Entrepreneurship
AI is here to stay, and it’s a pretty amazing tool! I know everyone has their own opinion, but I want business owners and entrepreneurs to start out with a clear understanding of what AI can and can’t do. So let’s talk about it. I’ve been using AI for about two...
by Dorethia Kelly | Nov 18, 2022 | Debt, Personal Finance
When you apply for a new loan, the lender looks at a few major factors to decide if you’re a good candidate. The first is your credit score and the second is your debt-to-income ratio (DTI). Your DTI tells lenders if you can afford the loan. If it’s too high, you’re...