Buying your first home is an exciting milestone, but understanding the financial aspects and preparing your financial situation can be a lot of work. One of the most important aspects of buying a home is the down payment. Knowing how much you need for a down payment...
Budgeting for Summer Fun: What’s the Right Amount?
Summer is here and this season often brings the promise of warm days, vacations, local festivals, and other fun activities. For most people, the summer season lasts through the first or second week of September so there's still plenty of time to enjoy this time and...
Budget Travel Tips: How to Travel Well and Still Meet Your Financial Goals
Dreaming of exploring new destinations without draining your bank account? You're not alone. The desire to see the world is often challenged by the need to stick to a budget or work toward other financial goals like saving for retirement. The good news is that...
Creating a Financially Healthy Lifestyle
When you think of a healthy lifestyle, you likely think of what you eat, how much you exercise, or how you feel. Many people forget about how their finances affect their health too. The wrong decisions can affect your mental and physical health, and even cause...
High Credit Utilization Ratio? Here’s What To Do
Most people who have credit cards know that getting into debt is a slippery slope. According to a recent study by the Federal Reserve Bank of New York, 1 in 5 Americans are maxed out on their credit cards due to rising prices and higher interest rates. Credit card...
4 Budgeting Trends That Can Help You Reach Your Financial Goals
Effective budgeting is a key aspect of financial health. Whether you're saving for a rainy day, a dream vacation, or that new home, managing your money is crucial. But as the world of personal finance evolves, new trends and tools emerge, offering a fresh take on how...
9 Meaningful College Graduate Gift Ideas
Graduating from college is a monumental milestone that deserves to be celebrated. After years of dedication and hard work, the graduate in your life is about to step into a new chapter, and a thoughtful gift can both commemorate their achievement and prepare them for...
6 Alternatives to Payday Loans
Struggling under the weight of unexpected bills, or simply finding it hard to make ends meet between paychecks can be a source of immense stress? In these moments, payday loans may seem like an attractive solution to offer quick financial relief. But don't fall for...
How to Invest Outside of Your 401(k)
For many Americans, a 401(k) plan serves as the cornerstone of their retirement savings strategy. However, relying solely on a 401(k) may not provide the level of diversification needed to weather the unpredictable ebbs and flows of the market. Also, you may not have...
10 Best Ecommerce Business Ideas For 2024
Ecommerce, short for electronic commerce, is the buying and selling of goods and services through the internet. Ecommerce works by utilizing a combination of website design, marketing strategies, and logistics to attract customers and fulfill orders. The ecommerce...
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If you've read books like The Four Hour Work Week, the $100 Startup, or Rich Dad Poor Dad, you may know a little something about passive income. It does sound nice to be able to make money without your direct involvement or perhaps even during your sleep. Unlike...
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We have a treat for you…Dorethia has been featured as a financial expert in partnership with MoneyGeek! MoneyGeek is a trusted online resource that helps consumers make smarter financial decisions with expert-backed advice on personal finance topics like credit cards,...
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