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Buying your first home is an exciting milestone, but understanding the financial aspects and preparing your financial situation can be a lot of work. One of the most important aspects of buying a home is the down payment. Knowing how much you need for a down payment...
While homeownership is a dream for most people, the true American Dream means not having a mortgage or massive debt hanging over your hear. These 6 real ways to pay your mortgage off early will help you reach true financial independence.
When I bought my first home — the one I would live in for 14 years — it was small, just under 1,000 square feet, and there were hardwood floors throughout. At one point, I decided to carpet two of the rooms. They weren’t that big, so it didn’t cost that much. No big deal. Cut to my current home, in which every room needed new carpet. I was thinking, “No problem — shouldn’t be too bad.” I was adamant about putting in carpet throughout the house. I called several places and ended up going with the popular place we had seen a million commercials and billboards for over the years.
Money seems to go fast when you’re not keeping track of it and actively utilizing ways to save. We’re often quick to tell ourselves there’s no money left in our budget to save which isn’t always true. If you want to save money around the house, there are quite a few easy things you can start doing regularly to stretch your dollar.
I started teaching people about money as part of my own financial freedom journey as a single mom and never looked back.
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We have a treat for you…Dorethia has been featured as a financial expert in partnership with MoneyGeek! MoneyGeek is a trusted online resource that helps consumers make smarter financial decisions with expert-backed advice on personal finance topics like credit cards,...
If you’re looking to diversify your investment portfolio, you’ve likely come across the term “bonds.” But what exactly are they, and are they worth considering as part of your investment strategy? Let's break down what bonds are, explore the types available, discuss...
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