6 Alternatives to Payday Loans

6 Alternatives to Payday Loans

Struggling under the weight of unexpected bills, or simply finding it hard to make ends meet between paychecks can be a source of immense stress? In these moments, payday loans may seem like an attractive solution to offer quick financial relief. But don't fall for...

How to Lower Your Car Insurance Premiums

How to Lower Your Car Insurance Premiums

Car insurance premiums can add up, but coverage is often required in most states. Depending on your state, you'll need to have a certain amount of liability insurance at minimum. This provides coverage to pay for the other person's vehicle or medical expenses if you...

5 Banking Fees You Should Avoid Paying

5 Banking Fees You Should Avoid Paying

Did you know that 1 in 4 Americans with a checking account are paying banking fees costing an average of $24 per month? That's $288 per year which may not seem like much, but it's actually a lot to spend on fees. This money could probably be best used elsewhere in...

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How to Get One Month Ahead on Bills

Living paycheck to paycheck can be exhausting. The constant worry about whether you’ll have enough to cover rent, utilities, and other essentials before your next payday is stressful and limiting. But what if you didn’t have to live that way? Imagine if you could get...

High Credit Utilization Ratio? Here’s What To Do

Most people who have credit cards know that getting into debt is a slippery slope. According to a recent study by the Federal Reserve Bank of New York, 1 in 5 Americans are maxed out on their credit cards due to rising prices and higher interest rates. Credit card...