6 Alternatives to Payday Loans

6 Alternatives to Payday Loans

Struggling under the weight of unexpected bills, or simply finding it hard to make ends meet between paychecks can be a source of immense stress? In these moments, payday loans may seem like an attractive solution to offer quick financial relief. But don't fall for...

How to Lower Your Car Insurance Premiums

How to Lower Your Car Insurance Premiums

Car insurance premiums can add up, but coverage is often required in most states. Depending on your state, you'll need to have a certain amount of liability insurance at minimum. This provides coverage to pay for the other person's vehicle or medical expenses if you...

5 Banking Fees You Should Avoid Paying

5 Banking Fees You Should Avoid Paying

Did you know that 1 in 4 Americans with a checking account are paying banking fees costing an average of $24 per month? That's $288 per year which may not seem like much, but it's actually a lot to spend on fees. This money could probably be best used elsewhere in...

The Debt-to-Income Ratio Calculation

The Debt-to-Income Ratio Calculation

When you apply for a new loan, the lender looks at a few major factors to decide if you’re a good candidate. The first is your credit score and the second is your debt-to-income ratio (DTI). Your DTI tells lenders if you can afford the loan. If it’s too high, you’re...

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4 Best Ways to File Your Taxes Online

As an adult, filing your taxes can be a stressful experience. As a result, some people opt to outsource the job to professionals or use tax preparation software. But if you're looking for a more convenient–and less expensive–solution, consider filing your taxes...

End-of-Year Financial Checklist

As the year winds down, it's the perfect time to reflect on your financial progress and lay the groundwork for the year ahead. An end-of-year financial checklist can be incredibly helpful for organizing your finances, identifying areas for improvement, and setting...