When it comes to financial health, one of the most telling metrics is your net worth. Think of it as a financial compass that guides you toward wealth-building success. Growing your net worth isn't just for the wealthy elite. It's a tangible goal for anyone determined...
Why You Need a HYSA
In this economy, every penny counts and this means being smart about how you manage your money. One tool that you probably can't afford to miss out on is a high yield savings account or HYSA for short. High yield savings accounts have been around forever. But...
How to Lower Your Car Insurance Premiums
Car insurance premiums can add up, but coverage is often required in most states. Depending on your state, you'll need to have a certain amount of liability insurance at minimum. This provides coverage to pay for the other person's vehicle or medical expenses if you...
5 Apps That Can Help You Save Money on Groceries
Groceries are a necessity, but they keep getting more and more expensive these days. While we can't control the cost of our groceries or eggs (I really wish we could), we can find ways to save money on this weekly expense while still enjoying the foods and products we...
5 Banking Fees You Should Avoid Paying
Did you know that 1 in 4 Americans with a checking account are paying banking fees costing an average of $24 per month? That's $288 per year which may not seem like much, but it's actually a lot to spend on fees. This money could probably be best used elsewhere in...
4 Best Ways to File Your Taxes Online
As an adult, filing your taxes can be a stressful experience. As a result, some people opt to outsource the job to professionals or use tax preparation software. But if you're looking for a more convenient–and less expensive–solution, consider filing your taxes...
The Debt-to-Income Ratio Calculation
When you apply for a new loan, the lender looks at a few major factors to decide if you’re a good candidate. The first is your credit score and the second is your debt-to-income ratio (DTI). Your DTI tells lenders if you can afford the loan. If it’s too high, you’re...
5 Easy Ways to Make Extra Money for the Holidays
The holidays are coming up quickly. Before you start accepting Christmas gift lists from your kids and other loved ones, you’ll probably want to figure out how you’re going to pay for all the extra expenses you’ll have over the next few months.
Hosting A Holiday Party Without Going Broke! #MoneyChat
A lot of times, we commit to something months in advance and then when it comes time to do it, we almost wish we hadn’t. This often happens with holiday parties. It sounds good in October when things are light and you are excited about the upcoming festivities, but as more and more piles on your plate, it seems daunting as party time gets closer.
Am I Spending Too Much on Groceries?
One of my #MoneyChat'ers asked if they were spending too much on groceries. Interesting and valid question. Outside of the fact that EVERYTHING is so expensive right now, starting with groceries, sometimes we can get too happy in those specialty food stores with the...
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How to Work on Your Business While Maintaining Your 9-5 Job
Balancing a full-time job while building your own business can feel like juggling two demanding roles at once. It's no small feat, but with the right strategies, it's entirely possible to work on your business with a full-time job or grow your side hustle into...
Have You Been Doom Spending? Here’s How to Stop
In today's fast-paced world, financial anxiety is all too common, especially among hardworking adults. The economy has been shaky these past few years, interest rates have been all over the place, and you've probably had to do a double-take when looking at your...
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