How I Dealt With Money Stress as a Single Parent | GOBankingRates

by | Personal Finance, Single Parent

I never wanted the fact that I was a single parent to be a crutch. I didn’t want anyone to look at me in a “poor Dorethia and her kids” kind of way. I was determined to ensure that my girls didn’t miss out on anything because they weren’t in a two-parent home. But the reality is that it was hard.I was a young mother with two daughters, trying to figure life out and broke. I was working and going to school, both full time, but not making enough to cover all of my bills, let alone an emergency. I took jobs as a receptionist because it was an easy way to make money and I was good at it. But, it was entry-level.Truthfully, I can’t blame it all on earning a low wage either, because as my income grew, I made some poor decisions. I was never one to blow money on shopping, but I leased a truck I couldn’t afford. The truck payment coupled with Detroit car insurance costs was outrageous. I purchased new windows on installment and a few other things — things everyone else did too, so it seemed like it made sense.

Feeling the Pressure

I think the creditor calls were the worst. Their harassment would often send me into a panic. I was trying to figure out how I could pay them off so that they’d stop calling. There were many nights of terrible stress. I remember crying myself to sleep worried about my bills. It was horrible. I was trying hard to fix it. I knew I needed to increase my income, so I adopted side hustles. I cleaned houses and sold candles and jewelry to try to make up the difference. But, it was never enough.

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