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When I started my freelance writing and virtual assistant business in July 2014, I had no idea that just 12 months later I’d be leaving my full-time job at a banking institution to forge my own path into full-time entrepreneurship. In fact, until then I had always...
One of the most common pieces of advice for entrepreneurs is that they should attend networking events. Sure, in-person networking events can be a great way to connect with other people in your industry and develop relationships with important contacts.
Why do nearly half of all marriages end in divorce? I can’t provide the answer with absolute certainty, but we do know that one of the leading factors contributing to divorce is money.
How often do you talk to your partner about money? Often times, money is still being considered a taboo topic among couples which is why it’s one of the leading sources of disagreements between couples. CNN Money reports that more than 70% of adults in a National...
Hello #MoneyChat’ers! I’m so happy to be sharing my personal finance expertise with you all. One of the biggest financial issues that people have trouble dealing with is managing and paying off debt. I know all too well because I’ve been there and found a way to break...
I've posted many times how I saved $83 on my monthly bills by calling my car insurance company, my cell phone company, and my home/internet provider. How did I get the discounts? I asked for them. That's it, I just asked for them. You can too, be persistent and...
In a candid interview with Dorethia Kelly, the money coach and #MoneyChat Founder/CEO, opens up about becoming a single mom at age 15. The interview covers how Dorethia constantly felt broke and was hustling to make ends meet.
When my kids were planning for college, I struggled to get them to apply for scholarships. I sat on scholarship committees, so I thought it was a no-brainer that they would listen to me but — nope. It was like pulling teeth and often ended in frustration for both of us.
When I bought my first home — the one I would live in for 14 years — it was small, just under 1,000 square feet, and there were hardwood floors throughout. At one point, I decided to carpet two of the rooms. They weren’t that big, so it didn’t cost that much. No big deal. Cut to my current home, in which every room needed new carpet. I was thinking, “No problem — shouldn’t be too bad.” I was adamant about putting in carpet throughout the house. I called several places and ended up going with the popular place we had seen a million commercials and billboards for over the years.
I never wanted the fact that I was a single parent to be a crutch. I didn’t want anyone to look at me in a “poor Dorethia and her kids” kind of way. I was determined to ensure that my girls didn’t miss out on anything because they weren’t in a two-parent home. But the reality is that it was hard.
I started teaching people about money as part of my own financial freedom journey as a single mom and never looked back.
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