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An overwhelming 58% of people have less than $1,000 in their savings account. Saving and investing money is just a habit. Some people simply don’t develop the habit of setting some money aside for their future early on. If you have kids and want to instill this desire and habit in them early on, you should definitely teach them how to save. Luckily, there are some great tools to use to help your kids start saving and investing.
While homeownership is a dream for most people, the true American Dream means not having a mortgage or massive debt hanging over your hear. These 6 real ways to pay your mortgage off early will help you reach true financial independence.
Why do nearly half of all marriages end in divorce? I can’t provide the answer with absolute certainty, but we do know that one of the leading factors contributing to divorce is money.
How often do you talk to your partner about money? Often times, money is still being considered a taboo topic among couples which is why it’s one of the leading sources of disagreements between couples. CNN Money reports that more than 70% of adults in a National...
Hello #MoneyChat’ers! I’m so happy to be sharing my personal finance expertise with you all. One of the biggest financial issues that people have trouble dealing with is managing and paying off debt. I know all too well because I’ve been there and found a way to break...
I've posted many times how I saved $83 on my monthly bills by calling my car insurance company, my cell phone company, and my home/internet provider. How did I get the discounts? I asked for them. That's it, I just asked for them. You can too, be persistent and...
When my kids were planning for college, I struggled to get them to apply for scholarships. I sat on scholarship committees, so I thought it was a no-brainer that they would listen to me but — nope. It was like pulling teeth and often ended in frustration for both of us.
When I bought my first home — the one I would live in for 14 years — it was small, just under 1,000 square feet, and there were hardwood floors throughout. At one point, I decided to carpet two of the rooms. They weren’t that big, so it didn’t cost that much. No big deal. Cut to my current home, in which every room needed new carpet. I was thinking, “No problem — shouldn’t be too bad.” I was adamant about putting in carpet throughout the house. I called several places and ended up going with the popular place we had seen a million commercials and billboards for over the years.
I never wanted the fact that I was a single parent to be a crutch. I didn’t want anyone to look at me in a “poor Dorethia and her kids” kind of way. I was determined to ensure that my girls didn’t miss out on anything because they weren’t in a two-parent home. But the reality is that it was hard.
As college tuition rates increase each year, students are pressured to take out student loans.
Private loan balances are on the rise but most students have the option to take out federal student loans as well.
I started teaching people about money as part of my own financial freedom journey as a single mom and never looked back.
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In today's fast-paced world, financial anxiety is all too common, especially among hardworking adults. The economy has been shaky these past few years, interest rates have been all over the place, and you've probably had to do a double-take when looking at your...
Looking to start or grow a business? I have some exciting news! If you're in the Detroit area or planning to visit this weekend, I’m thrilled to announce that I’ll be speaking at this year’s Detroit Digital Empowerment Summit, where local entrepreneurs come together...
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